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Loan Calculator

With our loan calculator, you can calculate monthly payments, total interest, and total costs for a loan. Ideal for planning car loans, mortgages, or other financing.

Loan Details
Enter Loan Data
Result
Your Calculation
Monthly Payment
579.96 Currency
Loan Amount
100,000.00 Currency
Total Interest
39,190.33 Currency
Total Cost
139,190.33 Currency
Term:20 years / months
Annual Interest Rate (%):3.5%
Effective Interest Rate:39.19%
How to use
  1. 1Enter the loan amount
  2. 2Enter interest rate and term
  3. 3See monthly payment and total cost
Features
  • Calculate Loan Payment

    Calculates monthly payment based on amount, rate, and term.

  • Amortization Schedule

    Shows detailed schedule with interest and principal portions.

  • Total Cost

    Calculates total interest over the complete term.

  • Comparison Calculation

    Compare different loan offers.

FAQ

What's the difference between nominal and effective rate?

The nominal rate is the pure interest rate. The effective rate includes all costs. Use the effective rate for comparisons.

How is the payment calculated?

Payment is calculated using the annuity formula, keeping it constant over the term.

Can I plan for early repayments?

Currently the calculator shows the standard schedule. For early repayments, consult your bank.

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